Not available for Swiss citizens resident in
Switzerland.

  • 90% Depositor Protection Scheme
    (no maximum)
  • AAA rated jurisdictions
  • English common law applicable
  • British Crown Dependency
    protection
  • Zero income, capital gains or wealth
    tax
  • Regular or lump sum withdraws
    subject to qualifying limit or period
  • Multi currency reporting selection
  • Huge selection of investment and
    bank deposit rates
  • Regular savings or lump sum
    deposits accepted
  • Premium adjustments, holidays and
    suspensions
  • On line reporting and services
  • Established, global, stock market
    listed, custodians, administrators
    and trustees
  • Our full investment support if
    required
  • Self selection of investment and
    saving allowed
  • 101% payout on death
  • Loyalty bonus'
  • Clear fee structure
  • Waiver of fund entry/exit fees
  • Life and health insurance options
  • Sub policies for tax efficient
    withdrawals
  • Available for trusts or gifting
Suitable for


  • Children's university and school Fees
  • Retirement
  • Car purchase
  • Holiday plans
  • Medical necessities
  • Business start-up capital
  • Unexpected expenses
  • Inflation beating savings
  • Long term growth in proportion with
    risk profile
  • QROPS
Taxation

Switzerland residents

  • Reported as Wealth

UK residents

  • 5% income tax free withdrawal per
    annum (available to carry forward)
  • full surrender of sub-policies to
    allow income tax free withdrawal in
    excess of 5% cumulative
  • reportable
  • time-apportionment available for
    time spent outside UK on
    termination
  • top ups deemed made at
    commencement
  • higher and additional rate tax relief
    on termination
  • no tax if assigned as gift
  • deemed non-resident if outside UK
    for year

US citizens.

  • Reportable to Treasury and IRS
Steven J CohenCFA

Results That Count - Bespoke Advantage
International contact details:
Email: admin@c-bm.biz
Skype: steven.j.cohen
 
Switzerland
Steven J Cohen CFA
Rolandstrasse 16
8004 Zurich

+41 (0)7675 367 38

Financial Intermediary
FINMA SRO Polyreg Membership
USA
Steven J Cohen CFA
California


+1.310.923.5823

Investment Adviser Firm
SEC Firm CRD # 280027
SEC Individual CRD # 6546951
UK & Rest of World
Steven J Cohen CFA



+44 (0)7770 275 489
Canada
Steven J Cohen CFA



+1.310.923.5823

British Columbia Securities
Commission Foreign Investment
Advisor